Are my friends covered to ride my horse with my Gold Membership?

Are my friends covered to ride my horse with my Gold Membership?

The Public Liability policy does not extend to cover any third parties using your horse; therefore, you should make sure they have adequate Public Liability in place.

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      Yes, you would be covered if you use another person’s horse with permission, however should you be hiring a horse from a business then they should be covering this under their own policy arrangements.

    • What is Public Liability?

      Public Liability covers claims brought against you by a Third Party following property damage or bodily injury for which you are legally liable.

    • Where am I covered to ride with Gold Membership?

      The Public Liability policy covers you in the Territorial Limits: United Kingdom and Isle of Man including up to a maximum of 14 days in all elsewhere in the world during the Period of Insurance. However, the Personal Accident cover is just valid ...

    • I have 2 Public Liability policies covering my horse, can I claim under both?

      The Public Liability cover under this policy has a condition that if there is any other valid insurance which covers the member then this policy will only cover claim amounts in excess of the other insurers’ policy limits. For example, a claim is ...

    • What is the difference between Gold and Bronze One Club Membership?

      The Gold One Club Membership* provides up to £10 million Public Liability and  up to £10,000 Personal Accident in addition to up to 30% savings, exclusive offers, free returns and free shipping - you can even get cover for affiliated riding with Gold ...