Are my friends covered to ride my horse with my Gold Membership?

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• Am I covered to ride someone else’s horse with Gold Membership?

  Yes, you would be covered if you use another person’s horse however should you be hiring a horse from a business then they should be covering this under their own policy arrangements.

• What is Public Liability?

  Public Liability covers claims brought against you by a Third Party following property damage or bodily injury for which you are legally liable.

• Where am I covered to ride with Gold Membership?

  The Public Liability policy covers you in the United Kingdom, the Isle of Man and the Channel Islands including occasional trips worldwide for leisure purposes only and not exceeding 14 days. However, the Personal Accident cover is just valid while ...

• I have 2 Public Liability policies covering my horse, can I claim under both?

  The Public Liability cover under this policy has a condition that if there is any other valid insurance which covers the member then this policy will only cover claim amounts in excess of the other insurers’ policy limits. For example, a claim is ...

• What is the difference between Gold and Bronze One Club Membership?

  The Gold One Club Membership* provides £10 million Public Liability and £10,000 Personal Accident in addition to the 30% savings, exclusive offers, free returns and free shipping - you can even get cover for affiliated riding with Gold Plus ...