Can Colic be added to an active vet fee insurance

Can Colic be added to an active vet fee insurance

The Colic surgery add on can  be purchase online during the purchase of a new vet policy or over the phone when adding it to a mid term policy. 

Horse Colic surgery insurance is £259.92 per year or £21.66 per month 

Cover for the costs resulting from colic surgery, up to £5,000. For any one claim and in the aggregate. Excess of £500 per claim. Annual policy inclusive of Insurance Premium Tax at 12.00% and a £26.00 administration fee. The policy excludes horses aged 15 years or older, at inception or renewal of the policy. 

Policy summary

  • Cover is for colic surgery, and does not cover any bouts of colic that did not result in the horse undergoing surgery under general anaesthetic. There is a limit of £5,000 per claim and in the aggregate.
  • Costs of after care is included up to a maximum of 50% of the cost of the surgical procedure or for no more than 15 days whichever is the lesser value.
  • Cover is provided for a maximum of two horses which you own or have on full loan, or four horses if you have a Bronze, Gold Family or Platinum membership, as named of the certificate of insurance.
  • An excess of £500 applies to each and every claim.

What’s not included

  • The policy excludes horses aged 15 years or older, at inception or renewal of the policy.
  • Cover is not available for any horses which has suffered from or shown signs of colic in the past.
  • Livery costs (whilst at the equine hospital/boarding costs) are excluded.

Regards. 
HH.