Does my Gold Membership policy have an excess?

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• What is Public Liability?

  Public Liability covers claims brought against you by a Third Party following property damage or bodily injury for which you are legally liable.

• I have 2 Public Liability policies covering my horse, can I claim under both?

  The Public Liability cover under this policy has a condition that if there is any other valid insurance which covers the member then this policy will only cover claim amounts in excess of the other insurers’ policy limits. For example, a claim is ...

• Are my friends covered to ride my horse with my Gold Membership?

  The Public Liability policy does not extend to cover any third parties using your horse; therefore, you should make sure they have adequate Public Liability in place.

• Can I cancel my Gold One Club Membership and move to Bronze One Club Membership?

  The Gold Memberships are agreements for 12 months, after which you can amend your agreed Gold Membership to the Bronze Membership. Please contact the customer service team to do this prior to your renewal date on 01274 711101.

• What is the difference between Gold and Bronze One Club Membership?

  The Gold One Club Membership* provides up to £10 million Public Liability and up to £10,000 Personal Accident in addition to up to 30% savings, exclusive offers, free returns and free shipping - you can even get cover for affiliated riding with Gold ...